Current Considerations for the Constant Investor

Coping with Today's Low Interest Rate Environment

Low interest rates are the distinguishing feature of the current landscape. It is impossible to predict the future course of interest rates. But we can make some clear observations that inform how we can manage today's low interest rate environment, particularly in asset allocation.... Watch Video

The Growing Popularity of Index Investing

Index investing has brought clear positives for investors, including lower fees most importantly, but also less cause to switch funds which has proven to lower return. Index investing, by its nature and mechanics, has a flaw, which is no price discipline. This increases cost basis and lowers returns. With steady inflows, index investing is akin to a price momentum strategy. Given their recent dominance in fund flows, index funds may prove vulnerable in market declines.... Watch Video